When you receive Euros or Pesos on vacation, you exchange them to your native currency (USD in my case) when you go home, because that is what people accept. It is the same with cryptocurrency: You don't have to hold onto it when you receive it. You can immediately exchange it for USD, Euros, Pesos, etc. There's a burger joint in Newport Beach that accepts Bitcoin. Their program immediately exchanges the BTC to USD. They do not have to deal with the volatility of Bitcoin. As